Design Your Own Loan

Whether you've found your dream home or are thinking of refinancing your current home, Premier Bancorp works with so many different lenders and programs that you can virtually "design your own home loan."

For instance...

Don't have a down payment?
If you are a First Time Homebuyer or haven't owned a home in 3yrs or more, you may qualify for one of our down payment assistance programs.

Do you have 5% or less in equity left in your home?
The new FHA Government loans allow qualified borrowers to do loans up to 97% loan to value.

Are you 62yrs or older?
The new goverment regulated reverse mortgage can help get you the security you and your benificiaries need during retirement.

Are you a Military veteran or currently serving in the Military?
Let us ahow you how a VA Home Loan Program can get you into the home of your dreams.